FT Money reporters

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Are you getting the best deal on your building society and bank savings? Check the latest interest rates on accounts from no-notice withdrawal accounts, to offshore and long-term savings.

See our coverage of the latest savings and investment issues.

Latest savings rates
AccountNoticeDepositAER %Int Paid
NO NOTICE up to £100
cahoot cahoot.comcahoot Sunny Day Saver (3)None£14.75%Yly
Gatehouse Bank A gatehousebank.comEasy Access AccountNone£14.75%Yly
Atom Bank via appInstant Saver RewardNone£14.85%Mly
NO NOTICE £5,000
cahoot cahoot.comcahoot Sunny Day Saver (3)None£14.75%Yly
Gatehouse Bank A gatehousebank.comEasy Access AccountNone£14.75%Yly
Atom Bank via appInstant Saver RewardNone£14.85%Mly
NO NOTICE £10,000
Ulster Bank ulsterbank.co.ukLoyalty SaverNone£5,0004.75%Yly
Gatehouse Bank A gatehousebank.comEasy Access AccountNone£14.75%Yly
Atom Bank via appInstant Saver RewardNone£14.85%Mly
NO NOTICE £50,000
Ulster Bank ulsterbank.co.ukLoyalty SaverNone£5,0004.75%Yly
Gatehouse Bank A gatehousebank.comEasy Access AccountNone£14.75%Yly
Atom Bank via appInstant Saver RewardNone£14.85%Mly
NO NOTICE £100,000
Ulster Bank ulsterbank.co.ukLoyalty SaverNone£5,0004.75%Yly
Gatehouse Bank A gatehousebank.comEasy Access AccountNone£14.75%Yly
Atom Bank via appInstant Saver RewardNone£14.85%Mly
UP TO 90 DAYS’ NOTICE £1,000
GB Bank via appNuWealth - 30 Day Notice Account30 Day£5004.75%Dly
FirstSave firstsave.co.uk60 Day Notice Account (Jun24)60 Day£1004.80%Yly
Oxbury Bank oxbury.com90 Day Notice Base Rate Tracker (6)90 Day£1,0004.90%Mly
UP TO 90 DAYS’ NOTICE £5,000
FirstSave firstsave.co.uk60 Day Notice Account (Jun24)60 Day£1004.80%Yly
Investec Bank plc investec.com90-Day Notice Saver 390 Day£5,0004.84%Mly
Oxbury Bank oxbury.com90 Day Notice Base Rate Tracker (6)90 Day£1,0004.90%Mly
UP TO 90 DAYS’ NOTICE £10,000
Investec Bank plc investec.com90-Day Notice Saver 390 Day£5,0004.84%Mly
Oxbury Bank oxbury.com90 Day Notice Base Rate Tracker (6)90 Day£1,0004.90%Mly
BLME A blme.com90 Day Notice Account (7)90 Day£10,0004.94%Qly
UP TO 90 DAYS’ NOTICE £50,000
Investec Bank plc investec.com90-Day Notice Saver 390 Day£5,0004.84%Mly
Oxbury Bank oxbury.com90 Day Notice Base Rate Tracker (6)90 Day£1,0004.90%Mly
BLME A blme.com90 Day Notice Account (7)90 Day£10,0004.94%Qly
UP TO 90 DAYS’ NOTICE £100,000
Investec Bank plc investec.com90-Day Notice Saver 390 Day£5,0004.84%Mly
Oxbury Bank oxbury.com90 Day Notice Base Rate Tracker (6)90 Day£1,0004.90%Mly
BLME A blme.com90 Day Notice Account (7)90 Day£10,0004.94%Qly
MONTHLY INTEREST UP TO £5,000
FirstSave firstsave.co.uk60 Day Notice Account (Jun24)60 Day£1004.80%Mly
Atom Bank via appInstant Saver RewardNone£14.85%Mly
Oxbury Bank oxbury.com90 Day Notice Base Rate Tracker (6)90 Day£1,0004.90%Mly
MONTHLY INTEREST £5,000
Investec Bank plc investec.com90-Day Notice Saver 390 Day£5,0004.84%Mly
Atom Bank via appInstant Saver RewardNone£14.85%Mly
Oxbury Bank oxbury.com90 Day Notice Base Rate Tracker (6)90 Day£1,0004.90%Mly
MONTHLY INTEREST £10,000
Investec Bank plc investec.com90-Day Notice Saver 390 Day£5,0004.84%Mly
Atom Bank via appInstant Saver RewardNone£14.85%Mly
Oxbury Bank oxbury.com90 Day Notice Base Rate Tracker (6)90 Day£1,0004.90%Mly
MONTHLY INTEREST £50,000
Investec Bank plc investec.com90-Day Notice Saver 390 Day£5,0004.84%Mly
Atom Bank via appInstant Saver RewardNone£14.85%Mly
Oxbury Bank oxbury.com90 Day Notice Base Rate Tracker (6)90 Day£1,0004.90%Mly
OFFSHORE ACCOUNTS £10,000
NatWest International natwestinternational.comPremium SaverNone£12.32%Mly
Standard Bank international.standardbank.comOffshore Reserve SavingsNone£3,0002.62%½ Yly
Standard Bank international.standardbank.comInternational Saver 3636 Day£10,0004.40%Yly
ACCOUNTS WITH INTRODUCTORY BONUS
Principality BS principality.co.ukBranch 5 Access Bonus Saver 2None£14.20%Yly
SAGA saga.co.ukEasy Access SavingsNone£14.30%Mly
Marcus by Goldman Sachs® marcus.co.ukOnline SavingsNone£14.30%Mly
Nottingham BS thenottingham.comBonus Access Saver 7None£1,0004.50%Yly
Chip via appChip Easy Access Saver (ClearBank)None£14.50%Mly
Cynergy Bank cynergybank.co.ukOnline Easy Access (84)None£14.50%Yly
Principality BS principality.co.ukOnline Bonus Triple Access 5None£14.55%Yly
Sidekick Money via appHigh Yield Cash Reserve 4None£1,0004.75%Dly
Mansfield BS mansfieldbs.co.ukeSaver 180 (3rd Issue)180 Day£1004.75%Yly
Chase via appChase SaverNone£14.75%Mly
A = Provider operates under Islamic finance principles, rate shown is expected profit rate. All rates shown as AER variable unless otherwise stated. Methods of opening and operating accounts will vary. All rates shown as AER variable unless otherwise stated. Methods of opening and operating accounts will vary. All rates and terms subject to change without notice and should be checked before finalising any arrangement. No liability can be accepted for any direct or consequential loss arising from the use of, or reliance upon, this information. Readers who are not financial professionals should seek expert advice. Visit Moneyfactscompare.co.uk for full details. 12/12/24
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